Denver – Last Week

by   Clayton Moore

Here’s some news from Denver last week – the Fishwrap folks would prefer you not know about…

Obamacare Signups in Denver?  Why pay for medical insurance – when you can always signup for the “free stuff” – Medicaid…  Just (Click on) the graphic below to read the entire Denver Post story…

Obamacare-Failing-in-Denver

Below from the Denver Post – just (Click On) the graphic to read the entire DP story.

Bottom Line?  Colorado’s new Pot Tax (54%) below what the proponents of “legal” Pot sales in Colorado…told you they would collect…

54%-Below-Expectations

Denver Public Schools – hiring Illegals…as a Teacher for your child’s Public School education.  Click On the graphic below to read story.

DPS-Hires-Illegals

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One response

  1. I know the states raised the income limits to sign up more people under Medicaid (not to be confused with Medicare) and I hope people who signed up are aware of this.

    By federal law, their homes can have a lien placed on them, pre death or post death, to recoup medical care costs the states paid out on behalf of the Medicaid recipient. The good news is, the gov won’t boot out a surviving spouse or disabled child of course …

    Snips here from the law
    ———————————————————————————–
    U.S. Department of Health and Human Services

    Medicaid Liens

    […] Medicaid liens protect Medicaid’s interest in the recipient’s former home and its right to recover Medicaid spending before the property can be conveyed to another party. Liens in themselves do not force recipients to sell their property. They may, however, prevent property from being given away or sold at less than fair market value and ensure that equity in the home is available to reduce Medicaid spending on the homeowner’s behalf.

    … After the creditor’s lien is approved in accordance with state property law, it is recorded against the specific property with the local property office, usually called the Registry of Deeds. Title to the real property is thus encumbered and cannot be transferred without notifying the lien holder, who is then given an opportunity to file a claim. (Medicaid TEFRA liens, described below, are this type of lien). Creditors do not exercise or enforce their right to collect until they actually file a claim for payment of money owed.

    There are two kinds of Medicaid liens — pre-death or TEFRA liens and post-death or estate recovery liens.

    Medicaid liens at a glance:

    TEFRA lien:
    Placed against homes of certain permanently institutionalized living recipients
    Filed in land evidence records

    Post-death lien:
    Placed against the estate of deceased Medicaid recipients
    May also involve a lien against the home in land evidence records to preserve the State’s right to make a claim at a later date

    Highlights of the 1993 Estate Recovery Mandate:

    States must pursue recovering costs for medical assistance consisting of:
    * Nursing home or other long-term institutional services;
    * Home- and community-based services;
    * Hospital and prescription drug services provided while the recipient was receiving nursing facility or home- and community-based services; and
    * At State option, any other items covered by the Medicaid State Plan.
    * At a minimum, states must recover from assets that pass through probate (which is governed by state law). At a maximum, states may recover any assets of the deceased recipient.

    When states elect to use this option, the financial interests of Medicaid are given precedence over the interests of adult children or others who reside in or claim an interest in the homes of institutionalized Medicaid recipients who no longer live in them and may never do so again. While estate recovery does not begin until the Medicaid recipient dies, a TEFRA lien may be placed against the real property of a recipient of any age who is an inpatient of a nursing facility, intermediate care facility for the mentally retarded, or other medical institution, if it has been determined that he or she cannot reasonably be expected to return home. States must afford the individual an opportunity for a hearing on that finding and are required to dissolve a TEFRA lien if the Medicaid recipient returns home.

    Recipient protections in Medicaid estate recovery
    * The State should notify Medicaid recipients about the estate recovery program during their initial application for Medicaid eligibility and annual re-determination process.
    * The State must notify affected survivors about the initiation of estate recovery and give them an opportunity to claim an exemption based on hardship.
    * The State must establish procedures and criteria to waive recovery if it would cause undue hardship.

    Read more here: http://aspe.hhs.gov/daltcp/reports/liens.htm

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